AI-first shared expense wallets

Shared spending without the spreadsheet chaos.

Expenvo helps couples, roommates, families, trips, and side hustles track shared money in dedicated wallets, capture expenses with AI, and keep collaboration clear with permission-based access.

Shared wallets AI receipt capture Voice expense logging Export and delete data

Pro includes generous AI usage for normal personal budgeting, subject to fair use.

Why it feels different

Smarter than a basic tracker. Lighter than a full finance suite.

Expenvo is designed for people who share expenses often but do not want a bloated app that depends on linking every financial account before it becomes useful.

How it works

Three steps from messy spending to clear collaboration.

01

Create a wallet

Set up a dedicated wallet for home, a trip, a side hustle, or any shared spending context you want to keep separate.

02

Capture expenses fast

Add purchases manually or let AI help with receipts, statements, uploaded photos, and voice notes.

03

Share access and review insights

Invite others with the right permissions, then ask the wallet what needs attention.

Feature showcase

Built around the moments shared money usually breaks down.

Shared wallets

Keep every spending context in its own lane.

Home, travel, roommates, freelance work, and personal budgets all get separate histories, totals, and collaborators.

Wallet switcher 4 active wallets
Home $2,184
Japan Trip $943
Freelance Design $387
Personal $621
Permissions

Invite people without giving everyone full control.

Choose who can add expenses, rename wallets, remove wallets, or re-share access with others.

Add expenses On
Rename wallet Off
Remove wallet Off
Share wallet On
AI guidance

Ask what stands out instead of staring at spreadsheets.

Generate savings plans, review recurring charges, and get wallet-specific guidance grounded in your actual expenses.

Top category: Food has climbed 14% compared with last cycle.

Recurring watch: Review 3 subscriptions before next month starts.

Suggested move: Set a hard cap for restaurant spend this week.

Use cases

Made for people who manage money together.

Couples

See household spending clearly

Track groceries, bills, subscriptions, and shared purchases without constant money check-ins.

Roommates

Keep apartment costs visible

Utilities, supplies, shared deliveries, and recurring costs stay in one place instead of scattered in chat.

Trips

Separate travel spend from daily life

Flights, hotels, food, and transit live in a dedicated wallet that preserves the full trip trail.

Side hustles

Split personal and business expenses

Create a cleaner boundary before you are ready for heavyweight accounting tools.

Positioning

Where Expenvo fits best.

Expenvo is built for shared expense tracking first, not broad financial aggregation or bare-bones manual logging.

Too heavy for some users

Full finance suites

Bank linking, investments, net worth, and broad financial management.

Expenvo

Shared wallets + AI capture

Focused collaboration, smarter entry, and clearer day-to-day shared spending.

Too limited for shared use

Basic trackers

Manual entry and categories, but little help with collaboration, permissions, or AI.

Privacy and support

Clear policies. Direct support. In-app user controls.

Expenvo includes self-service export and account deletion flows, plus plain-language privacy and security pages for users who want clarity before they trust a finance product.